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Author: James Franco

Peer to Peer Lending

What is P2P Lending? Peer to peer (P2P) lending is a relatively new phenomenon where individuals bypass traditional financial intermediaries in order to make loans. Currently, the two largest P2P lending platforms are Prosper and Lending Club, and the rate

James Franco May 3, 2017May 3, 2017 Uncategorized Read more

Pharmaceuticals and Alfred Marshall

There has been significant controversy in recent years embroiling the pharmaceutical industry concerning alleged price gouging targeting some of society’s most susceptible members including, the sick, elderly, and children. This phenomenon presents a conundrum when viewed through the labor theory

James Franco April 5, 2017April 5, 2017 Uncategorized Read more

Corporate Income Tax

  The corporate income tax drains corporations of their ability to invest in the economy, create jobs, and fund research. The current system has become far too complex; this complexity invites these corporations to spend significant resources in navigating the code

James Franco March 22, 2017March 22, 2017 Uncategorized Read more

Retiring Into Poverty

A study by the Federal Reserve revealed that 46% of Americans would struggle to pay for a $400 emergency cost. The amount of savings and investment is frighteningly low in the United States.

James Franco March 1, 2017March 1, 2017 Uncategorized Read more

Income and Health Care Expenditures

  The Engel Curve is a measure that relates income to expenditures on a specific good or service. For this project, I chose to measure how changes in income affect health care expenditures. Conventional wisdom led me to believe that

James Franco February 15, 2017February 15, 2017 Uncategorized Read more

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